Your ability to earn a living and contribute to your household is likely your most valuable asset. Disability insurance replaces a portion of your income or helps cover the cost of household services for stay-at-home-parents should illness or injury prevent you from doing your job. We can help protect your income, and your family, with a disability insurance policy that’s right for you.
1 out of 4 employees will be disabled for 3 months or more at some point during their career.
Disability insurance lets you close the gap between what’s covered by your employer’s group policy and what you need to maintain your lifestyle. Even if you have group disability insurance through work, most group plans:
- Only cover a portion of your income (50%-60%).
- Deliver benefits often subject to income tax.
- End when you leave the company.
- Offer short-term benefits (typically only 6-24 months).
For less than the cost of a daily cup of coffee, your monthly disability insurance premium can help protect you and your family.
Disability insurance is especially important because you’re not just protecting your income. You’re protecting the investment you’ve made in your career. ASBA insurance agents can help you choose a policy specifically tailored to your needs.
CONTACT US today for more information.